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Understanding all about Bad credit mobile phones

If you have a poor credit rating and have been around for quite some time, then you know how difficult things were in the past when it came to mobile phone contract approval. Getting approved for a phone contract if you had a poor credit rating was an exercise in futility, a tall order. Mobile phone providers in the UK did not glance at a phone contract application twice if credit checks determined that they had a less than average credit score. The situation was further compounded for individuals with a history of defaults as it was as if getting approved was a long shot by all means. The situation has completely changed with the introduction and subsequent popularity of bad credit mobile phones.

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To the uninitiated, bad credit mobile phones from the sound of the name are mobile phone contracts specifically designed for individuals in the UK with a poor credit rating. It was created out of the need to make people feel equal when it came to approval of mobile phone contracts. Essentially, a mobile phone is no longer a luxurious asset as it were back in the day. Nowadays, mobile phones are considered an asset and this explains why over 93% of the UK households own a mobile phone. In this regard, bad credit mobile phones were availed out of the need to ensure that those with a poor credit rating did not feel discriminated and that they equally enjoyed the benefits that come with having a mobile phone contract.

How do bad credit mobile phone differ from ordinary standard mobile phone contracts?

For starters, it is important to note that a person cannot be approved for an ordinary standard phone contract if they have a poor credit rating. What this essentially means is that one needs to have a good credit history before they can be approved for such contracts. If credit checks bring out information to the contrary, then the logical thing to do would be to apply for either bad credit mobile phones or guaranteed mobile phone contracts. The other distinctive thing between the two types of contracts is of course the perks or benefits. People on bad credit mobile phones tend to enjoy lesser benefits as compared to those on ordinary contracts.

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Bad credit mobile phones have fewer texts, calls and even data bundles as compared to ordinary contracts. Consequently, bad credit mobile contracts are more expensive in terms of interest rates as compared to ordinary contracts. Considering that individuals that get approved for bad credit phones are considered high risk, providers tend to attract a high interest rate. Last but not least, deposits or upfront payments are mandatory for individuals with a poor credit rating. Providers require that individuals pay an upfront payment as security prior to approval which is normally refunded at the end of the contract. You can find more info at PhonesWorld’s site.

Are there any benefits of bad credit mobile phones?

Of course! The fact that no credit checks are done is one of the greatest benefits of bad credit mobile phones. While essentially credit checks are done, the difference is that the findings are not used to deter a person’s application. There is always the option to upgrade to a better option if you are consistent and meet your monthly obligations without any fail.

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How far have Mobile phones come from?

It is 2016 and there is absolutely every reason for punters to be excited about the upcoming smartphone releases. The technological breakthroughs in the mobile phone industry has ensured that there is never a lull or buzz concerning upcoming phones. We are always excited about the new technology that the next iPhone or Samsung galaxy will spot that it has become a way of life. In fact, thinking of back in the day before smartphones hit the scene, it is hard to imagine that the mobile phone has come this far. Back in the day when I first owned a mobile phone, it was simply capable of the basic features with a funny ringtone that irritated me every time it rang.

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Back in the day, I could only use my phone for texting, making voice calls and if lucky enough listen the radio. Google play store or mobile phone applications were only a distant dream. My phone had no browsing capabilities and therefore it was impossible for me to access the internet using it. Social media networks were yet to become a reality and socialization was pretty much the old fashioned way where we actually met with our friends and had a chit chat and stuff. Online shopping as we know them today was a mirage. In fact, back in the day, mobile phones had not replaced communication and we pretty much had face to face conversations.

Fast forward to today and the mobile phone has become the new form of communication so much so that even couples who are not verbally talking to each other prefer to text and not iron their issues out as it were back in the day. With a mobile phone today, you could accomplish so much that at times I am left to wonder how we used to survive back in the day without one. My smartphone nowadays is not only a calendar but is also my watch. I can set up reminders, use it as an alarm, seek for directions using it, socialize on social media and messaging apps such as WhatsApp, make video calls, look up a map, use it to navigate a terrain I have never been too before, send and receive emails and even shop online and make payments using it.

It is no wonder that a person gets a mini heart attack when they reach down their pockets and notice there phone is not there. We spend so much time on mobile phones and it’s the first thing we reach out to in the morning when we wake up. Our over-reliance on mobile phones has indeed changed every aspect of our lives so much so that we are always looking for what’s new in the next flagship phone to be released. What security features will be integrated? What would the design and the power of the phone be?

How can the mobile phone make my life easier? All these are some of the questions we ask ourselves before we invest in the next smartphone. Our smartphones are not only calculators and maps but we can also use them to stream live music online, record videos that might go viral as well as capture moments that will make us smile for many years down the line. In light of this, I can state without any fear of contradiction that there is no glass ceiling when it comes to advancements in the mobile industry. New and better smartphones are going to be released every now and then as technologies improve and better features incorporated in our smartphones.

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Factors to consider when buying a mobile handset

The mobile industry is laden with so many mobile phones that it could pose problems when seeking the kind of phone you wish to buy. The stiff competition between mobile makes and the different features and technology that different smartphones boast could pose a challenge, a dilemma when seeking to buy a new phone. With so many mobile handsets to choose from, how then do you ensure that you make the right and smart choice when choosing a mobile phone? We are going to look at the factors to consider when seeking to buy a mobile phone.

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Cost/price

Cost is a very important factor when seeking to buy a mobile phone. It is important that you buy a mobile phone that is within your budget. Finding the right deal is important especially if you are on shoestring budget. If you wish to buy a phone on a contract, compare the costs and settle on a contract that not only offers amazing benefits but also affordable enough. In addition to that, do not forget to take into consideration warranty as it’s a very important factor.

Phone size

Some people love big phones like phablets while there are those that prefer phones that are smaller in size. If you have problems fitting a larger phone in your pocket or simply dislike the idea of using your phone with both hands, then size is an important factor when seeking to buy a phone. Go for a phone size that you are comfortable with and not one that will pose problems to you because it’s too big or too small.

Software

The operating system of a phone is a very important consideration when seeking to buy a mobile phone. If you love android operating system, it might be important that you go for a smartphone that runs on android OS. Similarly, if you love phones that operate on IOS, the logical thing to do would be to buy an iPhone. The same applies if you love blackberry IOS or windows phone software.

Storage

A look at the most popular smartphones and you will notice that they ship with 16GB up to 64GB internal storage which is sufficient by all means. However, if you are looking to spruce up the internal memory, ensure that the smartphone you buy has micro SD slots where you can add additional memory.

Resale value

If you wish to resale your phone down the road, the logical thing to do would be to invest in a phone with a higher resale value. Generally, phones made by Apple tend to have a high resale value as compared to phones made by other manufacturers.

 

 

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Comparison between LG G5 and Samsung S7

The wait is finally over and the mobile world congress in Barcelona saw the release of the much awaited Samsung galaxy S7 as well as the magnificent LG G5. Since the release of Samsung S6 last year, talk was rife on when the next flagship phone will be released and enthusiasts had a field day mulling about the features that the Samsung S7 will spot. Well, the latest Samsung flagship phone is here and we can’t help but make a comparison between it and the latest LG release known as LG G5. What are the talking points of these two amazing smartphones released February of 2016? What are their key specifications? What are the differences between the two in terms of specifications?

Size

In terms of size, the latest Samsung flagship phone Samsung S7 is slightly bigger than last year’s Samsung galaxy S6. The S7 size is 142mm*70mm*7.9mm while the LG G5 is 149mm*74mm*7.7mm. In essence, it is correct to say that the latest LG G5 is 5% taller and 6% wider than the Samsung S7.

Colour

If you are the kind of person who loves variety in terms of colour, then LG G5 and Samsung s7 do not disappoint. The Samsung s7 can be found in three colors namely silver, black and gold though it is imperative to note that currently there are no US carriers that offer the Samsung galaxy s7 in silver colour. On the other hand, one can choose the LG G5 in any of the following colours: gold, Titan, pink and silver.

Weight

As relates to weight, the LG G5 is slightly heavier than the latest Samsung galaxy S7 flagship phone. Samsung S7 weighs 152g while LG G5 weighs 159g but this is not an issue considering that the Samsung galaxy S7 is slightly bigger in terms of size.

Display and display type

The LG G5 has a slightly larger display as compared to the Samsung S7. Samsung S7 has a display of 5.1” while the LG G5 has a display of 5.3”. This is not an issue as those that want a larger display can always opt for the Samsung galaxy edge S7. As regards to the display type, Samsung S7 has stuck with the super amoled display while the LG G5 boasts of IPS display.

Fingerprint sensor

Security is a feature that most buyers take into consideration when buying a mobile phone and LG G5 and Samsung S7 have not disappointed in this aspect ensuring that there is a fingerprint sensor. The only difference is the location of the finger print sensor. For the LG G5, the finger print sensor is located on the back right below the camera while for Samsung S7, it can be found living right inside the home button.

Processor and RAM

The processor for Samsung S7 is Snapdragon 820*64 bit quad core 2.15 GHz while that of LG G5 is Snapdragon 820 64 bit quad core 2.15 GHz. As regards random accessory memory, it is important to note that both come with a RAM of 4GB.

Storage and battery

Both the two smartphones come with an internal storage of 32 GB. It is also imperative to note that the two high end smartphones also accept external storage of up 2TB. As regards battery, the Samsung S7 comes with 3000mAh non removable battery while the LG G5 comes with 2800mAh removable battery.

Camera

The Samsung S7 boasts of 12MP rear and 5MP front camera while the LG G5 boasts of 16MP rear and 8MP front camera.

Software

Last but not least, it is important to note that both high end smartphones run Android 6.0 Marshmallow.

Once again, your choice between the two high end smartphones is purely a question of tastes and preference. The Samsung S7 will officially be released on March 11 while the LG G5 is expected to be officially in the market by April 16th.